Credit card companies may settle for far less than you owe, but how much (or little) depends on your approach.

A payment card surcharge or checkout fee is when a business passes the credit card processing cost (the interchange rate charged by card networks) to customers. It can’t be added to prepaid cards or ...

For many small businesses, accepting debit and credit cards is a necessity. In 2022, 44% of Americans used cash for some purchases, but 41% went cashless during a typical week, according to Pew ...

Running a business comes with enough challenges—managing operations, serving customers and staying ahead of competitors. But there may be a silent drain on your profits that often goes unnoticed: A ...

Lenders typically reserve forgiveness — also known as debt settlement — for borrowers who are clearly struggling and unlikely to repay the full amount otherwise. Here's a breakdown of who generally ...

I plan new card applications around large, predictable bills to meet minimum spending requirements easily when welcome ...

With more than 50 million redeemed miles under her belt, Becky Pokora is a rewards travel expert. She's been writing about credit cards and reward travel since 2011 with articles on Forbes Advisor, ...

Businesses often overlook excessive credit card processing fees which can drain finances — stay alert for warning signals. Understanding and monitoring your discount rate, effective rate, interchange ...